Advertised Vehicle Prices
All vehicle prices displayed on CarCostCX reflect the dealer’s advertised asking price and are provided for informational purposes only. Prices do not include applicable taxes, title, license fees, registration fees, documentation fees, dealer-installed options, or any other charges required by law or regulation.
Advertised prices are not conditioned on the consumer financing through the dealer or using any specific financing product. No additional required items are included in the advertised price. All advertised vehicles are subject to prior sale. Contact the dealer directly to confirm current availability, final pricing, and all applicable fees before making any purchase decision.
CarCostCX makes no representations or warranties regarding the accuracy of dealer-provided pricing information. Prices and availability are subject to change without notice.
Cost Estimates — Good Faith Projections
The monthly cost estimates displayed on CarCostCX — including estimated loan payments, insurance premiums, fuel costs, and maintenance costs — are good faith estimates only, calculated in real time based on the information you provide and publicly available market data. These estimates are intended to help you understand the approximate total monthly cost of vehicle ownership and are not a guarantee, commitment, or offer of any kind.
Loan payment estimates are calculated using the vehicle’s listed price, your selected credit tier, and a representative annual percentage rate (APR) based on prevailing market rates for that credit tier. Actual loan terms, interest rates, and monthly payments will be determined by your lender based on a formal credit application, verified income, verified credit history, vehicle age, loan-to-value ratio, and other underwriting factors. CarCostCX is not a lender and does not originate, arrange, or guarantee any loan.
Insurance premium estimates are calculated using actuarial averages for your selected driving record profile, ZIP code, and vehicle value. Actual insurance premiums are determined by a licensed insurance carrier based on a formal application, driving history verification, and applicable state regulations. CarCostCX is not a licensed insurance producer and does not bind, quote, or guarantee any insurance policy or premium.
Fuel and maintenance estimates are calculated using EPA fuel economy data, average regional fuel prices from the U.S. Energy Information Administration (EIA), and historical maintenance cost data by vehicle make. Actual costs will vary based on driving habits, vehicle condition, local fuel prices, and other factors outside CarCostCX’s control.
Government fee estimates (taxes, title, registration) shown on vehicle detail pages are approximations based on typical rates and are not specific to your transaction, jurisdiction, or vehicle. Actual government fees vary by state, county, vehicle type, and purchase date. Contact the dealer or your local DMV for exact figures.
All cost estimates are provided as a convenience to help buyers understand approximate monthly ownership costs. They are based solely on the information you provide and data available to CarCostCX at the time of calculation. CarCostCX makes no representation that any estimate reflects the terms you will actually receive. You should independently verify all costs with the relevant dealer, lender, insurer, and government agency before making any financial commitment.
Partner Rate Information
Where CarCostCX displays rates, APRs, or premiums provided by insurance carriers, auto lenders, or other advertising partners, such information is provided by the partner directly and is displayed as provided. CarCostCX does not verify, endorse, or guarantee partner-provided rates. Actual rates offered to you may differ from those displayed based on your individual application, creditworthiness, and the partner’s underwriting criteria at the time of your application.
For questions about cost estimates or pricing disclosures, contact us at legal@carcostcx.com.
When you submit a request for information on CarCostCX, you may provide Prior Express Written Consent (as defined under the Telephone Consumer Protection Act, 47 U.S.C. § 227) for selected companies to contact you.
Consent is not a condition of purchase. You are not required to provide consent to use CarCostCX or to purchase any vehicle, insurance, or financial product.
To exercise your Do Not Contact rights, reply STOP to any text message or contact us at privacy@carcostcx.com.
CarCostCX collects limited financial information — such as credit tier and income estimates — solely to personalize cost calculations. We do not sell this information to third parties.
Financial information is shared with insurance carriers and auto lenders only upon your individual, documented TCPA-compliant consent. You control which parties receive your information on each submission.
CarCostCX does not perform hard credit inquiries. Cost calculations use only the credit tier you self-report (Excellent, Good, Fair, or Poor) to estimate loan payment ranges.
No credit report is pulled. No FICO score is accessed. Your credit is not affected by using CarCostCX.
California residents have the right to know what personal information we collect, request deletion of their personal information, opt out of the sale of personal information, and non-discrimination for exercising these rights.
To exercise these rights, contact us at privacy@carcostcx.com. We will respond within 45 days.
CarCostCX displays advertisements from third-party insurance carriers, auto lenders, and general advertisers. Advertising partners pay a monthly platform fee and a per-lead fee when buyers request information.
Insurance and loan cost estimates shown on vehicle detail pages may be influenced by advertising partnerships. All cost estimates are good-faith projections based on actuarial and market data and are not guaranteed offers.