CarCostCX shows car buyers their complete monthly cost before they visit a dealership — including a real loan payment from a local lender. Claim your ZIP codes and receive exclusive leads from buyers who already selected their vehicle.
Exclusive per ZIP · TCPA documented · No shared leads
Traditional auto loan lead vendors send you a name and a credit score. You have no idea what vehicle they want, whether they are actually in the market, or whether they asked to be contacted by anyone at all.
Most leads are generic form fills. CarCostCX leads come with a specific vehicle, listed price, and dealership already selected by the buyer.
Lead aggregators resell the same contact to every institution that will pay. You race to call someone fielding five competing offers at the same time.
Inadequate consent documentation exposes lenders to regulatory risk. One complaint can cost far more than the leads were ever worth.
Generic leads do not include credit tier or desired loan term. CarCostCX leads include both, matched to the specific vehicle the buyer selected.
CarCostCX shows buyers their complete monthly payment — including your actual APR — before they ever sit down with a finance manager. When they want your rate, you receive the lead exclusively.
A car buyer browses CarCostCX and finds a vehicle at one of our partner dealerships. They enter their credit tier, preferred loan term, and trade-in details.
CarCostCX calculates a real monthly payment using your APR for their credit tier and loan term, shown alongside insurance, fuel, and maintenance costs.
The buyer provides prior express written consent to be contacted by you specifically. Their full profile arrives in your dashboard and inbox instantly.
Every CarCostCX auto finance lead includes everything you need to prepare a pre-approval before the first phone call.
When you claim a ZIP code, every finance lead from buyers in that ZIP goes exclusively to you. No competing with another lender on the same contact.
CarCostCX captures the buyer's current vehicle value and remaining balance, so you know the net loan amount before your first conversation.
Every lead includes a timestamped consent record confirming the buyer requested contact from your institution specifically.
Your first 3 months are complimentary. After that, one flat monthly fee covers your platform access and up to 5 ZIP codes. You are billed separately for leads at the end of each month.
Large national banks optimize their rates for shareholders. Local credit unions and community banks often beat them by 1 to 2 percent APR on prime and near-prime borrowers.
On CarCostCX, your rate wins the lead — not your marketing budget. If you are competitive on rate, you will receive the leads in your territory.
Credit unions and community banks welcome. If you serve your local market and price competitively, CarCostCX routes buyers to you.
Tell us about your institution. We review every application and respond within 48 hours.
First 3 months complimentary · $299.99/mo after · $4.99/lead · Month-to-month
Thank you for your interest in CarCostCX. We will review your application and be in touch within 48 hours.