Free for car buyers — always

Know your complete cost
before you buy.

CarCostCX shows you the real monthly cost of owning any vehicle — loan, insurance, maintenance, and fuel — personalized to your profile.

🔒No hard pull required

✅Always free for buyers

🚘Real inventory from local dealers

📈Live gas prices & rates

The process

Four steps to your real monthly payment

Build your profile

Enter your credit score range, driving record, ZIP code, and annual mileage. No hard credit pull, ever.

Browse with your cost

Every listing shows your complete monthly cost — personalized to you, not generic estimates.

Lock in F&I

Select your preferred insurance rate and lender offer right from the listing page before you visit.

Walk in ready

Arrive at the dealership with financing and insurance already chosen. No surprises at the F&I desk.

What’s included

🏢

Loan payment

Based on your credit tier and loan term

🛡

Insurance estimate

Based on your driving record and ZIP

🔧

Maintenance

Monthly average for this make and model

⛽

Fuel cost

Based on your mileage and live gas prices