2026 Hyundai Santa Cruz SE: Complete Monthly Ownership Cost Breakdown

The 2026 Hyundai Santa Cruz SE costs $1,055 a month in complete monthly cost, built from a $592 loan payment, $85 in insurance, $273 in fuel, $65 in maintenance, and $40 in title and registration, on a $29,260 sticker price.

The Complete Monthly Cost Breakdown

That total ranks second among new pickup trucks, just 22 dollars behind the segment leader, and 40.4% below the pickup average of $1,770. The Santa Cruz SE's maintenance cost, $65 a month, is notably lower than most trucks in the segment, offsetting a slightly higher loan payment than its closest compact truck competitor.

For buyers cross-shopping compact trucks, the Santa Cruz SE remains close enough to the category's top value that the decision often comes down to bed configuration, interior layout, and styling rather than complete monthly cost.