2022 Subaru Forester: Total Ownership Cost for Indiana Buyers

The Subaru Forester prioritizes interior practicality and all-weather capability over sporty styling or premium feel. It offers the largest interior volume in the Subaru lineup relative to its exterior footprint, making it the practical choice for Indiana buyers who need maximum cargo and passenger space with guaranteed all-weather traction.

Purchase Price Range

Used 2022 Foresters in Indiana are priced in the $24,000 to $31,000 range. Base, Premium, and Sport trims represent the most common used configurations. The Forester XT turbo commands a $3,000 to $5,000 premium and requires premium fuel.

Fuel Cost

The 2.5-liter Forester averages 26 to 29 mpg combined, costing approximately $1,450 to $1,650 per year at 12,000 miles. This is comparable to the Outback but slightly below the RAV4 and CR-V.

Insurance Cost

The Forester's insurance costs are comparable to the Outback, typically $1,100 to $1,550 per year for full coverage in Indiana. Subaru's EyeSight safety system earns discounts from many carriers.

Maintenance

The 2.5-liter naturally aspirated engine has a stronger reliability record than the turbocharged XT. Routine maintenance through 60,000 miles typically costs $900 to $1,300. Oil consumption monitoring between changes is recommended for all Subaru horizontally-opposed engines.

Depreciation and Resale

The Forester retains approximately 50 to 55 percent of value after three years, comparable to the Outback. In Indiana's climate, Subaru AWD capability sustains demand in the used market, supporting resale values above national averages.