The Mazda CX-5 is a vehicle that frequently tops automotive reviewers' compact SUV rankings but is often overlooked by Indiana buyers who default to Toyota or Honda. For buyers willing to look beyond the most familiar brands, the CX-5 offers a competitive ownership cost profile combined with a premium driving and interior experience that exceeds its price point.
Purchase Price Range
Used 2022 CX-5s in Indiana are priced in the $24,000 to $32,000 range. Sport and Touring trims represent the best used market value. The CX-5 Turbo commands a $3,000 to $5,000 premium and requires premium fuel. The Signature trim offers premium materials at prices that compete with entry-level luxury SUVs.
Fuel Cost
The 2.5-liter CX-5 averages 27 to 29 mpg in real-world Indiana combined driving, costing approximately $1,450 to $1,650 per year at 12,000 miles, essentially identical to the RAV4 and CR-V. The Turbo trim's premium fuel requirement increases effective fuel cost by $150 to $250 per year depending on local price differentials.
Insurance Cost
The CX-5 benefits from Mazda's strong safety ratings and moderate repair costs. Full coverage in Indiana typically runs $1,100 to $1,500 per year, comparable to the RAV4 and CR-V and lower than many competitors at similar price points.
Maintenance
Mazda has extended oil change intervals to 7,500 miles using synthetic oil, reducing maintenance frequency relative to older schedules. Routine maintenance through 60,000 miles typically costs $700 to $1,100, comparable to the RAV4. Parts availability has improved as Mazda's market share has grown, reducing service costs at independent shops.
Depreciation and Resale
The CX-5 retains approximately 50 to 55 percent of its value after three years, slightly below the RAV4 but improving year over year as Mazda builds reliability credibility. For buyers who intend to keep the vehicle beyond five years, the depreciation differential versus the RAV4 diminishes significantly.
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