2022 Jeep Cherokee: Total Ownership Cost for Indiana Buyers

The Jeep Cherokee competes in the competitive compact SUV segment against the RAV4, CR-V, and Equinox. It offers genuine off-road capability in its Trailhawk trim that mainstream competitors cannot match, at the cost of lower reliability ratings and higher running costs than the Japanese segment leaders.

Purchase Price Range

Used 2022 Cherokees in Indiana are priced in the $24,000 to $33,000 range. Latitude and Limited trims represent the most common used market configurations. The Trailhawk commands a $3,000 to $5,000 premium for its off-road equipment.

Fuel Cost

The 2.0-liter turbocharged Cherokee averages 23 to 26 mpg combined, costing approximately $1,600 to $1,800 per year at 12,000 miles. The 3.2-liter V6 costs approximately $1,800 to $2,100 per year. Both exceed the RAV4's fuel cost.

Insurance Cost

The Cherokee insures comparably to the RAV4, typically $1,100 to $1,550 per year for full coverage in Indiana.

Maintenance and Reliability

The Cherokee's below-average reliability ratings translate to higher expected repair costs over time compared to the RAV4 and CR-V. The 2.0-liter turbocharged engine has had documented issues; the 3.2-liter V6 has a more proven track record. Routine maintenance through 60,000 miles typically costs $900 to $1,400.

The Off-Road Case

For Indiana buyers who genuinely use off-road capability, the Cherokee Trailhawk with Active Drive Lock provides a meaningful capability advantage over the RAV4 TRD Off-Road or CR-V AWD. If off-road use is not a priority, the RAV4's better reliability and fuel economy make it the stronger total ownership choice in this price range.