2022 Honda Pilot: Total Ownership Cost for Indiana Buyers

The Honda Pilot has been a solid performer in Indiana's three-row SUV market throughout its current generation. The 2022 model year is the last of this generation before Honda introduced a full redesign for 2023. This creates an interesting buying opportunity in the used market where the known, proven 2022 platform can be purchased at a discount to the newer redesigned model.

Purchase Price Range

Used 2022 Pilots in Indiana are priced in the $33,000 to $47,000 range. EX-L and Touring configurations are the most common used market inventory. The Pilot Black Edition and Special Edition trims offer distinctive styling with limited additional functional benefit at higher prices.

Fuel Cost

The Pilot's 3.5-liter V6 averages 20 to 23 mpg in real-world Indiana combined driving, costing approximately $1,800 to $2,100 per year at 12,000 miles. Without a hybrid option, the Pilot cannot compete with the Highlander Hybrid's 35 to 37 mpg fuel economy for efficiency-focused buyers.

Insurance Cost

The Pilot sits in a similar insurance tier to the Highlander. Full coverage in Indiana typically runs $1,200 to $1,700 per year. Honda's strong safety ratings help keep insurance costs competitive within the three-row SUV segment.

Maintenance

Honda's 3.5-liter V6 is one of the most proven engines in the industry. Routine maintenance through 60,000 miles typically costs $750 to $1,150, comparable to the Highlander. Honda's Maintenance Minder system optimizes service intervals based on actual driving conditions.

End-of-Generation Value

The 2022 Pilot's position as the last year before redesign creates both a buying opportunity and a consideration. On the positive side, the 2022 represents a fully mature platform where manufacturing issues have been resolved. On the negative side, replacement parts for an outgoing generation can become harder to source long-term. For buyers with a five to seven-year ownership horizon, the 2022 is a strong value choice.