2022 Honda Civic: Total Ownership Cost for Indiana Buyers

The eleventh generation Honda Civic, introduced for 2022, represents the most significant redesign of this model in a decade. It offers more interior space than its predecessor, significantly improved standard technology, and a turbocharged powertrain that delivers both performance and fuel economy. For Indiana compact car buyers, it directly challenges the Corolla as the value benchmark.

Purchase Price Range

Used 2022 Civics in Indiana are priced in the $20,000 to $26,000 range for LX and Sport trims with 20,000 to 45,000 miles. The EX and Touring trims add $2,000 to $4,000. The Civic Si and Type R are performance-oriented variants priced significantly higher and not considered here.

Fuel Cost

The Civic LX achieves 32 to 35 mpg combined in real-world Indiana driving, costing approximately $1,200 to $1,350 per year at 12,000 miles. Without a hybrid option, the Civic cannot match the Corolla Hybrid's 50+ mpg but matches or exceeds the standard Corolla's fuel economy.

Insurance Cost

The Civic insures at rates comparable to the Corolla, typically $950 to $1,350 per year for full coverage in Indiana. The Sport and higher trims cost slightly more to insure than the base LX.

Maintenance

Honda's Maintenance Minder system extends service intervals adaptively. Routine maintenance through 60,000 miles typically costs $600 to $900. The turbocharged engine requires quality oil at the correct specification and benefits from attention to oil change intervals.

Depreciation and Resale

The 2022 Civic retains approximately 50 to 55 percent of value after three years, slightly below the Corolla but competitive within the compact segment. The eleventh generation's strong reception has supported better resale values than its predecessor.