2022 Ford Maverick: Total Ownership Cost for Indiana Buyers

The Ford Maverick represents a new category: a compact unibody pickup with car-like fuel economy and utility that satisfies the everyday needs of buyers who do not require full-size truck capability. The Hybrid variant in particular offers a combination of fuel economy and practicality that nothing else on the market can match.

Purchase Price Range

Used 2022 Mavericks in Indiana are priced in the $26,000 to $34,000 range. XL and XLT trims with the Hybrid powertrain are the most sought-after configurations. The Maverick was supply-constrained since launch, which has kept used prices elevated relative to its original MSRP.

Fuel Cost

The Maverick Hybrid's 42 to 45 mpg combined is transformative for a truck buyer. At 12,000 annual miles and current Indiana gas prices, annual fuel cost is approximately $940 to $1,050, less than many compact sedans. The 2.0-liter EcoBoost non-hybrid averages 23 to 26 mpg, costing approximately $1,600 to $1,800 per year, still significantly better than the F-150.

Insurance Cost

The Maverick's lower purchase price produces notably lower insurance costs than full-size trucks. Full coverage in Indiana typically runs $1,100 to $1,500 per year, $300 to $600 less than a comparable F-150 configuration.

Maintenance

The Hybrid system adds minimal maintenance complexity. Routine maintenance through 60,000 miles typically costs $700 to $1,100. The Hybrid's regenerative braking significantly reduces brake wear compared to conventional trucks.

Who Should Buy a Maverick

The Maverick makes financial sense for Indiana buyers who occasionally need a truck bed but spend most of their time in daily commuting. Its fuel economy advantage over a full-size truck saves $800 to $1,500 per year, which over five years represents $4,000 to $7,500 in fuel savings that partially or fully offset any capability compromises.