2021 Jeep Wrangler: Total Ownership Cost for Indiana Buyers

The Jeep Wrangler is the one vehicle in this review that cannot be evaluated purely on conventional ownership cost metrics. Its exceptional off-road capability, iconic styling, and extraordinary resale value create a unique ownership equation that does not apply to any other vehicle in the compact SUV or truck-based SUV segment.

Purchase Price Range

Used 2021 Wranglers in Indiana are priced in the $34,000 to $50,000 range depending on trim, configuration, and modifications. Sport S and Sahara four-door configurations are the most common. The Rubicon commands a significant premium for its more aggressive off-road equipment. Heavily modified Wranglers may be priced above original MSRP in the used market.

Fuel Cost

The 3.6-liter V6 Wrangler has the worst fuel economy in this review, averaging 17 to 20 mpg combined and costing approximately $2,100 to $2,500 per year at 12,000 miles. The 2.0-liter turbocharged four-cylinder improves this to approximately $1,900 to $2,200 per year. Fuel cost is the Wrangler's most significant ongoing ownership disadvantage.

Insurance Cost

The Wrangler is moderately expensive to insure due to its higher-than-average rollover risk profile and relatively high repair costs. Full coverage in Indiana typically runs $1,300 to $1,800 per year. The Wrangler's removable doors and roof create specific coverage questions worth discussing with your insurer.

Maintenance

Wrangler maintenance costs are the highest in this review for a non-luxury vehicle. The solid front axle, transfer case, differential fluids, and off-road component wear require more frequent attention than any unibody crossover SUV. Through 60,000 miles, routine maintenance typically costs $1,500 to $2,500 depending on how the vehicle is used.

Extraordinary Resale Value

The Wrangler's resale value offsets its higher running costs for many buyers. Retaining 65 to 75 percent of value after three years means a Wrangler purchased for $42,000 is likely worth $27,000 to $31,500 after three years. This resale strength is unmatched in any other compact SUV and is the primary reason many buyers accept the Wrangler's higher fuel and maintenance costs.