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The 2026 Chevrolet Express Cargo Work Van leads the category at $1,260 a month, 19.6% below the segment average of $1,567.
In this analysis, cargo van insurance averaged higher than passenger vehicles, reflecting commercial use, typically running $110 to $120 a month for the segment leaders.
This analysis covers only new-purchase complete monthly cost. Businesses should compare purchase financing against lease terms separately, since tax treatment and mileage limits can shift the better option either way.