For small businesses and contractors, a cargo van is a working tool, and its monthly cost matters as much as its capability. Cargo vans average $1,567 a month in complete monthly cost, and the 2026 Chevrolet Express Cargo Work Van leads the category at $1,260 a month, 19.6% below the segment average.

The Complete Monthly Cost Breakdown

At $39,700, the Express Cargo's loan payment runs $803 a month. Insurance costs $116 a month, reflecting the higher cost of insuring a commercial-use vehicle, and fuel comes to $221. Maintenance adds $70 a month, and title and registration add $50.

The GMC Savana Cargo Work Van followed at $1,295 a month, and the RAM ProMaster Cargo Van Tradesman placed third at $1,341. For Indiana businesses budgeting fleet costs, the difference between the segment average and the value leader adds up quickly across multiple vehicles.

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