Best Value Passenger Van of 2026: 2026 Ford Transit Passenger Van XL

Passenger vans average $1,874 a month in complete monthly cost, and the 2026 Ford Transit Passenger Van XL leads the category at $1,576 a month, 15.9% below the segment average.

The Complete Monthly Cost Breakdown

At $53,128, the Transit XL's loan payment runs $1,075 a month, by far the largest cost component. Insurance adds $155 a month, fuel comes to $221, maintenance adds $75, and title and registration add $50.

The Chevrolet Express Passenger LT followed at $1,600 a month. It is worth noting that the passenger van category has a smaller pool of qualifying vehicles than most other segments, so buyers should treat these averages as directional rather than exhaustive, and should always calculate their own complete monthly cost based on their specific credit profile and financing terms.