Small businesses and contractors buying a work vehicle face a wider range of complete monthly costs than most consumer vehicle categories, since the options span compact trucks, cargo vans, cutaway vans, and chassis cabs, each with very different cost profiles. Among compact trucks, the 2026 Ford Maverick XL leads at $1,033 a month. For businesses needing enclosed cargo space, the 2026 Chevrolet Express Cargo Work Van leads cargo vans at $1,260 a month, and the 2026 Chevrolet Express Cutaway Base leads cutaway platforms, commonly used for box trucks and utility bodies, at $1,020 a month. For heavier-duty applications requiring a chassis cab platform, the 2026 Chevrolet Silverado 3500 Chassis Cab Work Truck leads that category at $1,442 a month, before any upfit costs. The right choice depends entirely on the work being done. A landscaping business hauling equipment may do better with a compact truck's lower cost, while a business needing enclosed, weatherproof cargo space will find a cargo van a better fit despite the higher monthly cost. Comparing complete monthly cost across categories, not just within one, helps a business owner see the full range of options before committing to a specific vehicle type.

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